A sudden toothache is the worst kind of surprise, especially when you don’t know if you can afford it. Because benefits are often tied to employment or are expensive otherwise, many patients in the US don’t have dental insurance. But don’t panic! Whether you’re uninsured or between plans, you still have options for fast, affordable care. Here’s what you should know before you head to your emergency dentist.
Don’t Wait to Get Treated
It can be tempting to “tough it out” and see if your issue will go away on its own. However, your teeth can’t heal like the rest of your body, so it will only get worse. In general, the more complex your case is, the more expensive it is to treat. So, even if you’re trying to save up to get treatment, by the time you have enough, the cost will rise.
Instead of waiting, see your dentist as soon as possible. Most will understand your situation and work with you however they can.
Ask for a Cost Estimate After Your Exam
If you’re visiting without insurance, don’t be afraid to ask for cost estimates before treatment begins. Most emergency dental offices will give you a price range for common procedures like extractions, temporary crowns, and root canals.
Having a clear understanding of what to expect can help you make decisions and plan your budget with accurate information.
Explore Payment Options and Discounts
Even without insurance, you may not have to pay for everything up front. Many dental practices offer flexible payment plans through companies like CareCredit, which let you split your bill into manageable monthly payments. Some also have in-house membership plans that provide discounts on exams, X-rays, and emergency treatments.
When you see your emergency dentist, be sure to ask them about any discounts, plans, or special offers they may provide.
Prioritize Prevention for the Future
Once your emergency is handled, it’s a financially savvy idea to take steps to avoid another one. Brushing twice a day, flossing, and seeing your dentist regularly can prevent future problems—and often costs far less than emergency treatment.
Facing a dental emergency without insurance can be stressful and downright frightening, but you’re never without options. Emergency dentists understand that pain can’t wait, and most will work with you to find a solution that fits your budget. So, the best thing you can do for your smile and your wallet is pick up your phone and make an appointment.
About the Author
Dr. Rajiv Shekhadiya earned his Doctor of Dental Surgery degree from New York University and is proud to be your emergency dentist in Carrollton. With advanced training in multiple fields of dentistry, he helps patients feel comfortable and confident in emergencies, even without insurance coverage. Call (469) 694-3766 to schedule an emergency appointment at Celebration Family Dental of Carrollton or visit our website to learn more.